Friday, March 30, 2018

How can you correct clerical errors in your birth certificate?

Photo by Rene Asmussen on

If there are wrong entries in your birth certificate, such as a misspelled first name, birthday or birthplace, there are legal steps to correct these.

Some people have tried to correct their birth certificate by hand, believing that it's the right thing to do, but that is certainly not the way. That would be tampering with an official document, which is punishable by law, even if done with good intention.

Wednesday, March 14, 2018

You can settle your deceased parent's estate without going to court

Photo by Tirachard Kumtanom from Pexels

Has your parent passed away and left a house and lot, vehicle, bank account or shares of stock in his/her name and you as well as your siblings don't know what to do?

These properties form part of your deceased parent's estate which you cannot transact on unless the estate is settled. By "settled", I mean the distribution of the properties to the heirs. As a child of the deceased, your co-heirs would be your surviving parent and your brothers and sisters.

Friday, March 09, 2018

You can handwrite your Last Will and Testament

Your Last Will and Testament contains your final wishes about your family, funds, properties, last rites and whatever else you would like to say to your loved ones and others. If it is handwritten, it is called a Holographic Will. If typewritten, it is  known as a Notarial Will in the Philippines, or simply a Typewritten Will in other countries and states, which we will discuss in another post.

Tuesday, March 06, 2018

Critical illness insurance - for your peace of mind

When I had a heart attack two years ago, the first question on my mind was - what will happen to my children? They were ages 20 and 18 at that time, still in college, and since I was then a widow, I asked God to please let me stay for many more years for my sons, and to let me see my future grandchildren and great grandchildren, by His grace. My heart doctor told me to prepare for angioplasty and possibly a heart bypass depending on what they see when an angiogram is done.

Thursday, March 01, 2018

Three tips on how to know if it's legally safe to buy a house, lot or condominium unit

Having your own home - this is almost everyone's dream, whether you're thinking of a house and lot, a condominium unit or a more novel living space.

You may be a young professional, single or married, an overseas worker, or perhaps in the middle of growing your career, or even looking towards retirement. Your desire is to have your own space.

How do you legally protect yourself when buying a home?